Buildings and Contents is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options. Employers’ Liability Insurance If you have employees ‐ unless they’re related to you ‐ it’s a legal requirement to have this cover in place. Whatever you do for a living, we offer superior service and continual innovation, as seen with ourCyberClear Academy. We won the Feefo Gold Service award in 2017 and our offering was upgraded to Platinum Service status in 2020 and 2021. We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018.
While business insurance isn’t a legal requirement, some regulators may require you to have it in order to operate. The only type of business insurance that’s mandatory under the law is employers’ liability insurance – it’s likely that if you have staff, you need this cover. If your business has staff – even if they’re volunteers, apprentices, contractors or temporary – then employers’ liability insurance is a legal requirement under the Employers’ Liability Act 1969. When you run a business, you don’t have time to spare working out what insurance you need. You’re too busy to work out the ins and outs of public liability or professional indemnity insurance. So we’re spending our time in keeping things as simple as possible – so you can get properly protected, pronto.
One of our team will explain the quotes on screen and answer any questions. Once we know more about the insurance needs of your business, we’ll compare quotes from our panel of trusted UK suppliers. By clicking start quote you agree to give us permission to search industry held data to look up your current supplier and usage https://www.thehormonauts.com/ so we can provide accurate quotes without you having to find your old gas and electricity bills. All Qdos customers benefit from an account-managed service, providing a personal service every step of the way. Your policy excess refers to the amount of money you will be expected to pay yourself when you make a claim.
You’ll receive your Business Insurance policy documents via email, and we can send you a physical copy too. If data loss causes a breach of confidentiality however, then a Cyber & Data policy would be better suited for your business. We know that owning your own business can be a business in itself – through all the highs and lows, wins and failures, there’s lessons to learn and ways to improve business practices. Wouldn’t it be wonderful if as business owners and managers, we always knew what was around the corner, and how to navigate business complexities with certain success? Good health for you and your employees is vital to keeping your business running. We offer a number of products and services to help and support your staff.
This covers work that is in progress that is damaged by an insured event, such as a fire, flood, vandalism or theft. David removed a wall at his customer’s property and installed some metal beams. The rooms above have since developed cracks, and David thinks the initial crack was caused when he removed the wall. Luckily, he had https://www.wikipedia.org/ to help him cover the costs to his business.
If you’re in need of Professional Indemnity Insurance, then we here at The Insurance Octopus can help. Find a suitable insurance policy with The Insurance Octopus by calling us today, orfilling in this useful form here. At The Insurance Octopus, we can also provide Business Insurance quotes for Legal Expenses Insurance, Product Liability Insurance and Loss of Money Insurance, as well as Personal Accident Insurance under one Hotel Insurance policy. So whether you’re after Luxury Hotel Insurance, Spa Hotel Insurance, Hotel Resort Insurance or B&B Insurance, our helpful insurance team will help you find the right Business Insurance policy for you.
Office insurance provides protection for your office building, contents and computer equipment against accidental damage and theft. It also includes business interruption cover, and there is an option to insure equipment off-premises too. Our UK based business insurance team has been providing great value insurance to businesses for more than 25 years. We hold large, longstanding accounts with most major insurers and we’ve developed close working relationships with all of them. Our expertise and experience means insurers want to quote and cover a diverse and broad range of risks across many sectors with us. In many instances we have the authority to make decisions on your risks and cover ourselves so we can respond more quickly to enquiries.