Pensions to allow older people to retire developed in many countries not through state action, but through mutual insurance. As governments became involved in the field, they had to decide whether to build on existing pensions schemes, to incorporate them in or to take over. There is no system where pensions are provided entirely by government. https://www.wikipedia.org/ The existence of a test means that the benefits are often administratively complex – in the case of disability benefits, they often require medical examination. Although they avoid a ‘poverty trap’ in the strict sense there are continuing problems of policing the borderlines and the potential to penalise people whose circumstances improve.
He needs to get back to his day service and his volunteering as soon as possible and benefit from the structure of that and the social interaction with his peers which he is missing dreadfully. A great deal of fraud – … Read More