Employment practices legal responsibility insurance (EPLI) covers your business against a wide range of employment discrimination or wrongful termination claims introduced by staff. For example, the policy would insure towards the price of defending a claim of sexual harassment or racial discrimination. This is a must have sort of protection, significantly if you’re in an business the place accidents usually tend to occur—e.g. landscaping companies, manufacturing firms, and construction firms. Typically, business insurance quotes for a general liability policy vary between $four hundred to $600 per yr, although this price can vary significantly primarily based on the level of threat in your industry.
So lengthy as these autos are scheduled on your small business auto coverage and the suitable “protection auto symbols” are shown on the “Declarations” web page, you have coverage for owned autos taken residence by staff. Unlike private auto policies which have separate limits for bodily harm … Read More